Wealth Management
We help clients invest in their future. Like them, you can benefit from:
Committed to excellence
With a rich history spanning about 20 years, our firm has an unwavering commitment to providing personalized financial solutions to a diverse clientele with distinct investment needs and objectives.
private boutique firm
As a private boutique firm, we take immense pride in our personalized approach, ensuring that each client receives the attention and knowledge required to navigate their unique financial journey.
Diverse Clientele
Our clientele is as diverse as their financial aspirations, ranging from entrepreneurs seeking guidance for business acquisitions to discerning individuals focused on tax optimization, risk management, and legacy planning.
specialization in high net worth
One hallmark of our organization is our specialization in catering to high net worth individuals. This exclusive focus allows us to offer a level of service and sophistication that aligns seamlessly with the complex financial landscapes of our clients.
innovative approach
Beyond traditional investment strategies, we embrace innovation, employ cutting-edge technologies, and engage in continuous market research to propel our clients forward, enriching their financial lives.
Guidance at Every Turn
In an ever-evolving financial world, our firm remains a trusted partner for those who seek not just wealth accumulation but also wealth preservation and growth. We understand that financial success is not a destination but a dynamic journey, and we are committed to guiding our clients at every turn as they work towards their financial aspirations.
Investment Strategy
At Cypress, we carefully craft plans that guide the allocations of financial resources to help individuals and families pursue their financial goals while effectively managing risk. It encompasses a series of decisions, including defining financial objectives, assessing risk tolerance, diversifying investments, selecting specific assets, and regularly monitoring and adjusting the portfolio to stay on course.
fiduciary standard
As a fiduciary asset manager, we embrace our legal obligation to act in the best interest of and prioritize our clients.
- Duty of loyalty
- Duty of care
- Duty of disclosure
- Duty of obedience
- Duty to avoid or disclose conflicts of interest
- Duty of good faith
Investment Selection
Our team conducts research and analysis to evaluate investment options, taking into account critical factors such as risk assessment and return potential. This approach, coupled with our continuous monitoring and strategic adjustments, aligns your investments with your specific financial objectives.
asset allocation
Strategic distribution of an investment portfolio across various asset classes such as stocks, bonds, cash equivalence, alternatives, and commodities with goal of optimizing returns and managing risks.
Personalized investment plans
We personalize financial strategies tailored to our client’s unique financial goals, risk tolerances, and time horizons to help them pursue their objectives.
Empower Your Finances
At our family wealth office, we provide a range of services and guidance to our clients and their families to help them make informed and strategic decisions regarding their financial well-being. Our advice is based on a thorough understanding of the client’s financial situation, goals, risk tolerance, and objectives. This process involves an ongoing relationship and commitment to pursuing financial success while managing risk and minimizing the impact of market volatility.
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If you don’t invest in risk management, it doesn’t matter what business you’re in, it’s risky business.
–Gary Cohn
Risk Management
Through assessing our client’s financial situation, we understand their capacity for taking on risk and comfort level with market volatility. We go through a process, called diversification, which spreads their investments across various asset classes to reduce the impact of a poor-performing asset on their portfolio. Using our knowledge and our client’s risk profile, we determine an ideal mix of assets for your portfolio, designed to manage risk while optimizing returns.
Ensuring the security and growth of your investments is our priority under the Risk Management umbrella. Beyond the initial assessment and diversification process, our commitment extends to continuous monitoring, the implementation of risk mitigation plans and strategies, and staying in constant communication with and educating our clients. It’s not just about managing risk; it’s about fostering enduring financial well-being
*Diversification does not assure a profit or protect against loss in declining markets, and diversification cannot guarantee that any objective or goal will be achieved. Asset allocation programs do not assure a profit or protect against loss in declining markets. No program can guarantee that any objective or goal will be achieved.
Tax Management
Enhance and safeguard your wealth with year-round tax-savings strategies. In every financial situation, it is imperative to take into account the potential tax ramifications, as taxation can significantly impact the outcomes and overall success of your financial decisions. Through careful planning and sophisticated tax strategies, our goal is to help secure substantial, lifelong savings for our clients. Our ultimate goal is to minimize tax burdens and maximize opportunities to help ensure your financial future’s protection and growth.
Bobby Bhatia
Managing Partner | Doyle, Shultz and Bhatia, PLLC
Bobby is a licensed CPA and our firm’s Managing Partner. With over 18 years experience, his focus is in providing bookkeeping and tax services to clients in many different industries, including but not limited to: Medical, Law, Real Estate, IT, Consulting, and Hospitality. Bobby advises clients on financial and tax-related matters, in several industries including private equity, real estate, government contracting, professional services, and tech-life sciences. He has comprehensive knowledge of the Internal Revenue Code and tax regulations and ensures clients are cognizant of the latest tax law changes, opportunities, and their potential tax liabilities. Bobby holds his B.S. degree in Accounting at George Mason University and his M.B.A. at Eastern New Mexico University. Born in Arlington VA, Bobby Bhatia is a huge Washington sports fanatic. He currently lives in Lorton, VA with his wife and two sons, Rehaan & Ranveer.
Enoch Cha
Partner | Doyle, Shultz and Bhatia, PLLC
Enoch Cha is a licensed CPA with over 10 years of experience in public accounting, and has worked for both national and regional firms. Enoch is focused on providing excellent client service for several industries, including but not limited to: Consulting, Real Estate, Technology, Hospitality, and Retail with an expertise in Federal, State & Local Tax, Corporate and Individual Tax, International Tax, and Tax Due Diligence. Enoch specializes in areas of corporate and state tax compliance for corporations, pass-through entities, and personal taxes. Originally born in Seoul, South Korea, Enoch has been living in the Northern Virginia area for the past 25 years. He holds a B.S. degree, in Accounting and Finance, from Virginia Tech. During his free time, Enoch loves to watch the NFL and NBA, specifically the Washington sports teams. He also loves to play basketball and golf.
Certified Public Accountants (CPAs)
Certified Public Accountants (CPAs) serve as trusted advisors to individuals and businesses, offering expertise in various aspects of financial management, taxation, auditing, and consulting. Their roles are not just about compliance with accounting standards and tax regulations; it’s about helping our clients make informed financial decisions, navigate complex financial landscapes, and pursue their financial goals. Our CPA’s bring a blend of technical proficiency, strategic thinking, and ethical responsibility to provide insights and solutions that can help financial success and stability.
*By clicking below, you are leaving the Cypress Wealth Management site. Commonwealth Financial Network is separate and unaffiliated with Doyle, Shultz and Bhatia, PLLC and not responsible for the products and services*
Retirement Planning
Retirement planning is a journey that knows no age boundaries—whether you’re just starting out in your career or well on your way, securing your future happiness and fulfillment is paramount. This is the start to crafting the lifestyle you have always dreamed of. Our approach goes beyond traditional retirement strategies; we focus on defining your unique retirement goals, quantifying them, and tailoring a personalized plan designed to put you on a path for financial freedom. We’re here to empower you with the knowledge of the full spectrum of retirement options, enabling you to make informed decisions that align with your vision. Our team of dedicated professionals is here to listen to your aspirations and income requirements, so you can liberate more of your portfolio to support your passions and interests during your well-deserved retirement.
Legacy Planning
Create Your Lasting Legacy
Crafting a Timeless Legacy—You’ve dedicated yourself to building a legacy you’re proud of, one that your family can nurture and expand for generations to come. A comprehensive estate plan is a vital element of securing your financial future. Estate planning, while often seen as complex, can be streamlined and accessible.
For those seeking to leave a meaningful inheritance, the desire to ensure responsible use of assets is a top priority. You can manage your wealth transfer seamlessly. Our advisors provide practical financial guidance tailored to your unique needs and your family’s aspirations, ensuring that your legacy not only endures but thrives.
Your Time Is Valuable. So Is Your Legacy.
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